




What is the minimum amount with which I can enroll under STS and how can I pay?
You can enroll with the minimum installment amount of 1000/-. The payment can be deposited at our showroom via Cash, UPI, Debit/Credit Card or via our customer app.
What if I am unable to pay installment on time?
Proportionate discount being offered will be reduced on a pro-rata basis at the time of purchase.
Can I purchase gold and silver coins against this plan?
Under this plan you can purchase only jewellery, coins are not applicable.
Can I purchase jewellery before the maturity date?
Yes, you can purchase jewellery before maturity date and avail benefits as mentioned in the table.
Can I close my scheme and get payment refund?
You can close your scheme against purchase only and avail benefits as mentioned in the table.
What will be the jewellery rate applicable?
You will have to pay for jewellery at prevailing rates.
What if I am unable to close my account before 360 days?
It's mandatory to close the account before 360 days of enrollment date. If you are unable to make your purchases before 360 days then the accumulated amount will be transferred to your bank account without any benefits.
Can I initiate the plan in one showroom and redeem it at another Aisshpra showroom?
Yes, you can make payment at any of our showrooms and redeem at any of our showrooms.
Can I change my installment amount?
All the installment amounts will be same and cannot be changed.
Can I pay the monthly payment in advance?
Yes, but redemption can be done only at the end of the commitment period as per benefits mentioned in the table.
Will I get the benefits of prevailing discount and offers being given by Aisshpra?
Yes, you will get the benefit of prevailing offers and discounts in addition to the benefits of the plan.